Archive for September, 2007

Anatomy of a US Regulatory Scam

Friday, September 28th, 2007

Here’s the problem. You’ve got regulatory responsibility for a deteriorating collection of obsolete bank holding companies who have been acquiring each other in one fire sale after another for 15 years. Their strategy to become so large that allowing them to fold would destroy your own credibility has been spectacularly ...

Stand Up, Australia!

Thursday, September 27th, 2007

Due to good fortune and good financial governance, Australia is uniquely positioned to put a halt to the financial flim-flam at the heart of the Subprime Mortgage Lending Crisis. They are the only regulatory authority on the globe whose moral authority is not in tatters. The UK, the US and ...

The Law is an Ass. But that doesn’t mean British and American Bankers Must Be Asses Too.

Thursday, September 13th, 2007

the-law-is-an-ass.doc   I am as opposed to discrimination in the workplace as the next person. More of us have experienced some form of discrimination than haven’t, I expect. And it hurts like hell. However, the attached article from the Guardian the-knowledge-transfoer-problem.doc describes a lawsuit that ignores the implicit understanding that every American ...

Mortgage Debt Crisis: The Smoking Gun!

Monday, September 10th, 2007

The thing that has been bugging me most about this crisis is the absurdly heroic stance taken by bank regulators as they scrambled to protect what they now call “the shadow banking system.” Only the Bank of England has appeared cognizant of the impropriety associated with this dip into ...