Archive for March, 2008

Australia: Determined To Be the Same

Friday, March 14th, 2008

For as long as I can remember, Australia has been trying to mimic the U.S. Australians watch what Americans watch; eat what they eat, and as soon as we get word of the latest fashion craze in Orange County, we wear what they wear. Even in matters far less trivial ...

The Banking Crisis Rewrites the Textbooks: How Computers Reregulated the Banking System While We Slept. Part 2

Monday, March 10th, 2008

In the most recent post, we considered the effect of computers on the liability side of bank holding company balance sheets. This post begins to examine the more sweeping and visible effects of computers on the asset side of the balance sheet. During the past decade the profitability of banking was ...

The Banking Crisis Rewrites the Textbooks: How Computers Reregulated the Banking System While We Slept. Part 1

Sunday, March 9th, 2008

In the endless debate between Computo-phobes and Techno-philes I put myself in the category none-of-the-above. What computers do is neutral as I see it – the question is, “What do programmers and their management do with the opportunities computers create?” In the banking business, the effect of computers has been ubiquitous ...