Archive for the ‘Bank Management’ Category

The Auction Rate Municipal Securities Bare Washington’s Greatest Fear

Sunday, August 10th, 2008

It is not the intent of this article to explain exactly what banks are doing to mislead investors with regard to the sale of auction-rate municipal securities. That is the trap into which most articles on the subject fall, and since confusing the public is the purpose of every significant ...

Disband The American Financial System.

Friday, August 8th, 2008

We need to take an honest look at our financial system and a more pragmatic assessment of the possibility of putting it “back on its feet.” It is clear that the time when that was possible is gone. Our latest attempt was last week’s “Housing and Economic Recovery Act.” This ...

Are Freddie and Fanny Too Big to Fail? Here’s a Better Question – Is the United States Too Big to Fail?

Sunday, July 20th, 2008

I am so sick of having it explained to me that Freddie Mac and Fannie Mae are too big to fail. There are two aspects of this little tale that make me nauseous. First, the reason Fannie and Freddie got this big is itself criminal (before you sue, Federal Reserve, I ...

Classifying Banks During the Banking Crisis: Wells Fargo Was Never “One of the Boys.”

Wednesday, July 16th, 2008

In the 21st Century there have been four archetypical ways of making a living as a bank. First there has been the way with which we have become most familiar since the crisis. Find the best scam the bank regulators are passing out and push it to the max. This was ...